The Smartest Investing App
for Everyday Investors
A beautifully designed, AI-guided investment experience — goal-based planning, curated products, and a portfolio co-pilot that works while you sleep.
Why 90% of People Are Still Not Investing
Too Complicated
Investment apps overwhelm new investors with jargon, returns data, and 1,200 fund options — with no guidance on where to start.
No Personalization
Generic recommendations that ignore risk tolerance, goals, income stage, and life events lead to wrong products and early exits.
Scattered Portfolio
Investments split across MF apps, bank portals, and broker accounts — no single view, no clear picture of net worth or returns.
No Ongoing Guidance
After the first SIP, most apps go silent. Markets move, life changes — but there's no advisor reminding you to rebalance or top up.
Built Around How You Actually Think About Money
Goal-First Investing
Every investment starts with a goal — child's education, home down payment, emergency fund, retirement. The app reverse-engineers product selection and SIP amount from your target and timeline.
- Pre-built goal templates with smart defaults
- SIP calculator with inflation-adjusted projections
- Goal progress tracking and milestone alerts
AI Co-Pilot — Always On
AmaraWealth's AI Co-Pilot monitors your portfolio 24/7 — flagging underperformers, recommending switches, nudging you during market events, and suggesting top-ups when your income increases.
- Smart rebalancing alerts based on drift from target allocation
- Market event nudges — "Should you top up on this dip?"
- Annual portfolio review report with actionable insights
Your large-cap allocation has drifted 8% above target. Consider switching ₹12,000 from Axis Bluechip to your mid-cap SIP for better balance.
A Complete Menu of Financial Products
Mutual Funds
Direct plans across all 44 AMCs — equity, debt, hybrid, index, ELSS — with expert-curated baskets.
Digital Gold & SGBs
Buy, accumulate, and track digital gold or Sovereign Gold Bonds — inflation hedge in the palm of your hand.
Fixed Deposits
Compare and invest in high-yield FDs from banks and NBFCs — up to 9.1% p.a. — all within the app.
NPS & ELSS
Tax-saving investments made simple — with clear illustrations of 80C/80CCD benefits and projected tax savings.
Managed Portfolios
Expert-curated, automatically rebalanced model portfolios sorted by risk profile — from conservative to aggressive.
Insurance Integration
Term life and health cover recommendations surfaced contextually during goal-planning — within the same app journey.
From Zero to First Investment — in Under 10 Minutes
Sign Up & KYC
Mobile number OTP, PAN + Aadhaar verification, video KYC — fully digital, no paper, no branch visit.
Risk Profiling
A 3-minute AI-driven questionnaire that maps your goals, income, time horizon, and risk appetite.
Pick a Goal
Choose from pre-built goals or create a custom one. Set your target amount, timeline, and SIP date.
Invest & Track
UPI auto-pay setup, first SIP confirmed. Portfolio dashboard updates in real-time as markets move.
White-Label the Consumer App
for Your Brand
Partner with AmaraWealth to offer your customers a branded, fully featured investing app — powered by our platform, built with your identity.